Minnesota residents unable to work due to a medical condition may qualify for federal disability benefits through the Social Security Administration (SSA). In Minnesota, about 130,000 people receive Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
Learn about the different types of disability benefits available in Minnesota and how to apply for them.
Disability programs in Minnesota
Minnesota offers several disability benefit options. You can access these benefits through federal programs and private insurance.
Social Security Disability Insurance (SSDI): SSDI provides monthly payments and Medicare to individuals unable to work long-term due to a disability. To qualify, you must have previously worked and paid Social Security taxes.
Supplemental Security Income (SSI): SSI is for individuals with limited resources and minimal work history. It offers monthly benefits and includes Medicaid to help cover medical expenses.
Veterans disability benefits: If you are a veteran who can’t work because of a service-related injury or illness, you may be eligible for benefits through the Department of Veterans Affairs (VA).
Private disability insurance: If you have long-term or short-term disability insurance through a former employer or a policy purchased independently before becoming disabled, you may be eligible for benefits.
Workers' compensation: For those who sustain an injury or become ill due to work-related activities, workers' compensation benefits are available. These benefits can cover medical expenses and provide income support.
Get personalized advice about your options.
How to apply for disability in Minnesota
There are several ways to apply for disability benefits.
Online: You can apply for Social Security disability benefits online by visiting SSA.gov.
Phone: Contact your local Social Security office to apply for benefits over the phone.
In person: Visit the nearest SSA field office to apply for benefits in person.
For the initial application, you must complete two key forms: Form SSA-16 (Application for Disability Insurance Benefits) and Form SSA-3369 (Disability Report – Adult). These forms are a part of both the SSDI and SSI applications.
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Navigating the application process for disability benefits can be challenging, but your local Social Security Administration (SSA) office can help. These offices’ knowledgeable staff can assist you with your application, answer your questions, and guide you through each step to ensure you have the support you need.
Alexandria 2633 Jefferson St Ste 701 Alexandria, MN 56308 Hours: Monday - Friday 9:00AM - 4:00PM Phone Number: (888) 224-8869 Fax Number: (833) 950-3711 | Austin 404 2nd St Nw Austin, MN 55912 Hours: Monday - Friday 9:00AM - 4:00PM Phone Number: (866) 504-5010 Fax Number: (833) 950-2178 | Baxter 8331 Brandon Rd Baxter, MN 56425 Hours: Monday - Friday 9:00AM - 4:00PM Phone Number: (866) 331-9087 Fax Number: (833) 950-3393 |
Bemidji 2900 Hannah Ave Nw Bemidji, MN 56601 Hours: Monday - Friday 9:00AM - 4:00PM Phone Number: (866) 258-6345 Fax Number: (833) 902-2702 | Bloomington 6161 American Blvd W Ste 100 Bloomington, MN 55438 Hours: Monday - Friday 9:00AM - 4:00PM Phone Number: (866) 964-7341 Fax Number: (833) 950-3409 | Brooklyn Center 3280 Northway Dr Brooklyn Xng Ofc Park Brooklyn Center, MN 55429 Hours: Monday - Friday 9:00AM - 4:00PM Phone Number: (866) 931-0341 Fax Number: (833) 950-3407 |
Duluth 230 W Superior St Ste 500 Duluth, MN 55802 Hours: Monday - Friday 9:00AM - 4:00PM Phone Number: (855) 863-3560 Fax Number: (833) 902-2690 | Fairmont 400 S State St Ste 70 Fairmont, MN 56031 Hours: Monday - Friday 9:00AM - 4:00PM Phone Number: (877) 405-0414 Fax Number: (833) 950-2182 | See all SSA offices in Minnesota |
How do people on disability survive financially?
In 2024, the maximum monthly payment for Social Security Disability Insurance (SSDI) is $3,822, while the average monthly payment in Minnesota is $1,771.09. For Supplemental Security Income (SSI), the maximum monthly payment for an individual is $943. On average, individuals receive $626.60 for SSI in Minnesota.
Our comprehensive guide on available resources for people with disabilities covers housing assistance, healthcare options, legal help, and more to help you navigate life on disability benefits.
Do I need a lawyer to apply for benefits in Minnesota?
While the Social Security Administration does not require you to have a lawyer to apply for disability benefits, having one can be incredibly beneficial. They can assist you through each stage of the application process, making it more manageable and increasing your chances of approval. Statistics show that applicants who work with a disability lawyer are three times more likely to be awarded Social Security disability benefits.
A lawyer can help you with:
Completing the disability application: A lawyer can ensure you accurately provide all necessary information.
Gathering medical records: They will collect and organize your medical documentation to support your claim.
Filing for an appeal: If you receive a denial, a lawyer can help you navigate the appeals process.
Preparing for a disability hearing: A lawyer can prepare you to present your case effectively before an administrative law judge.
Representation at a disability hearing: They can advocate on your behalf during the hearing to improve your chances of a favorable outcome.
Get matched with a great disability lawyer in Minnesota
Get help applying for benefits in Minnesota
If you’re applying for disability benefits in Minnesota, Atticus is here to help. Start by taking our quick two-minute quiz to determine your eligibility, and one of our team members will reach out to gather more information about your case.
We can connect you with a qualified disability lawyer who will guide you through the application process, from filling out forms to preparing for hearings. With Atticus, there are no upfront costs—you only pay a one-time fee to your lawyer if they successfully secure your benefits.
Frequently asked questions about benefits in Minnesota
What qualifies you for disability in Minnesota?
To qualify for disability you need to have a condition that prevents you from working for at least a year. You’ll also need to meet certain work history requirements (for SSDI) or be within certain income limits (for SSI). For more on these requirements, read our full write up here.
What conditions qualify for disability in Minnesota?
Any condition that will prevent you from working for a year or more can qualify for disability benefits. Some of the most common conditions include musculoskeletal disorders, mental disorders, nervous system diseases, and circulatory system diseases. See our full list of conditions that qualify here.
How long does it take to get approved for disability in Minnesota?
It takes an average of 6.1 months to get an initial disability decision in Minnesota. Most people who apply are initially rejected, and need to appeal this decision. If you appeal and go to a hearing, the process takes around two years on average. Read more: How Long It Takes to Get Approved for Disability Benefits
How much does disability pay in Minnesota?
The average SSDI payment in Minnesota is $1,350.71 per month. The average SSI payment is $636.69 per month. What you’ll earn is dependent on your income, or the amount you’ve historically paid into the Social Security program. Read more on what amount you can expect.
How should I prepare my disability application in Minnesota?
Answer the application questions truthfully, consistently, and succinctly. You should also ensure that you gather and submit all your medical records with your application. The SSA paperwork can be complicated, so our legal team has written a full guide to the application here.
Does Minnesota have a state disability program?
No, Minnesota does not have a state disability program. Only five states (California, Hawaii, New Jersey, New York, and Rhode Island) have a state program. Residents of Minnesota can apply for federal disability programs (SSDI and SSI). Read more about SSDI and SSI here.
Related resources:
Minnesota Disability Benefits
By
Jackie Jakab
SSA Offices in Minnesota
By
Jackie Jakab
